Gulf Shores, Orange Beach and Foley real estate and homes for sale in Alabama - Lacie Maynard, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo

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I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me... 


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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What country of the world has the highest percentage of private housing?

A 
Mongolia, where 100% of all properties are owner-occupied.
See More Real Estate Trivia >


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Lacie Maynard, REALTOR®, real estate agent and broker for Gulf Shores, Orange Beach and Foley, Alabama home listings, property and land for sale - NUMBER1EXPERT

Lacie Maynard
Realty Executives

3479 Gulf Shores Parkway, Ste. B
Gulf Shores, AL 36542
800-760-6019
Fax: 251-968-4340
laciemaynard@NUMBER1EXPERT.com

Always willing to go the extra mile, Lacie's outstanding attention to detail has earned her continual referral business as well as a wealth of new business. For nearly a decade, Lacie has been a top listing and selling agent all along the Alabama Coastline. As one of America's NUMBER1EXPERTS™ in the Gulf Shores, Orange Beach and Foley area Lacie is well equipped to guide you through all your real estate needs. Call or email her today!


Realty Executives Gulf Shores, Orange Beach and Foley real estate, homes for sale and home buying in Alabama, Baldwin County RealEstateABC

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