Amazing custom home on the golf course. So many extras - low maintenance brick with vinyl trim, side entry garage, 3 bedrooms and 2 baths - heated pool.
When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.
It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.
Lacie Maynard Realty Executives 3479 Gulf Shores Parkway, Ste. B Gulf Shores, AL 36542 800-760-6019 Fax: 251-968-4340 laciemaynard@NUMBER1EXPERT.com
Always willing to go the extra mile, Lacie's outstanding attention to detail has earned her continual referral business as well as a wealth of new business. For nearly a decade, Lacie has been a top listing and selling agent all along the Alabama Coastline.
As one of America's NUMBER1EXPERTS™ in the Gulf Shores, Orange Beach and Foley area Lacie is well equipped to guide you through all your real estate needs. Call or email her today!
www.laciemaynard.com
is brought to you by Lacie Maynard, real estate for
Gulf Shores, Orange Beach and Foley, Alabama
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