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Real Estate Tips
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Real Estate Trivia
Q 
What country of the world has the highest percentage of private housing?

A 
Mongolia, where 100% of all properties are owner-occupied.
See More Real Estate Trivia >


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Lacie Maynard, REALTOR®, real estate agent and broker for Gulf Shores, Orange Beach and Foley, Alabama home listings, property and land for sale - NUMBER1EXPERT

Lacie Maynard
Realty Executives

3479 Gulf Shores Parkway, Ste. B
Gulf Shores, AL 36542
800-760-6019
Fax: 251-968-4340
laciemaynard@NUMBER1EXPERT.com

Always willing to go the extra mile, Lacie's outstanding attention to detail has earned her continual referral business as well as a wealth of new business. For nearly a decade, Lacie has been a top listing and selling agent all along the Alabama Coastline. As one of America's NUMBER1EXPERTS™ in the Gulf Shores, Orange Beach and Foley area Lacie is well equipped to guide you through all your real estate needs. Call or email her today!


Realty Executives Gulf Shores, Orange Beach and Foley real estate, homes for sale and home buying in Alabama, Baldwin County RealEstateABC

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